Retirement Shortfall Calculator

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One of the biggest risks to a comfortable retirement is running out of money too soon.  This financial calculator helps you to determine your projected shortfall or surplus at retirement.  You can also see just how long your current retirement savings will last.  If your results project a shortfall, you might need to save more, [...]

Mortgage Refinance Breakeven

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With such low interest rates, many people these days are considering refinancing their homes. How long will it take to breakeven on a mortgage refinance?  Our website contains a financial calculator tool to help you answer that question. The answer depends on a multitude of factors including your current interest rate, the new potential rate, [...]

7 Steps to Financial Security

7 Steps To Financial Security

Most people today are deeply concerned about our economy and about how it impacts their own personal situation regarding employment.  For those who are unemployed or are struggling to maintain full employment, their financial security takes center stage for them.  For those folks who are nearing retirement age and who have worked and sacrificed for [...]

Live On Less Than You Earn

Live On Less Than You Earn

Striving for financial security is not about the drive to be rich or trying to have it all.  Rather, your decisions about money need to be filtered through your focus on the intangible things in life, including meaningful relationships, your faith, and good health.  In order to make wise choices about your long-range planning, you [...]

Get Out of Debt

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Let’s be blunt.  Debt is, more than anything else, the enemy of wealth. While taking on some debt is a near certainty in everyone’s life – not many of us can afford to pay cash for a house, after all – debt is something that can be managed, reduced, and eventually eliminated from our financial [...]

Save For Emergencies

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Grandma was right.  It is a smart idea to save some money for a rainy day. The road to financial security isn’t a straight and easy one.  Because life has a tendency to wreck our plans at the worst possible times, an important step to building wealth is creating an emergency fund to help you withstand [...]

Get Good Tax Advice

Dickinson & Clark CPA's

Taxes and inflation are facts of life.  In his book 18 Common Sense Rules for Enjoying a Successful Retirement, Ron Dickinson teaches about the value of securing trustworthy tax guidance in conjunction with your retirement planning. (This is the fourth article in the “7 Steps to Financial Security” series.) A Common Objection We hear it [...]

Choose a Wise Financial Advisor

Ron Dickinson

Experience, ethics and education make a big difference when it comes to picking your financial advisor.  In his book 18 Common Sense Rules for Enjoying a Successful Retirement, Ron Dickinson teaches the following principles regarding the decision-making process of choosing your advisory team. (This is the fifth article in the “7 Steps to Financial Security” [...]

Invest For Retirement

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A sound investing strategy is what gives you the means to turn your retirement dreams into reality.   In his book 18 Common Sense Rules for Enjoying a Successful Retirement, Ron Dickinson shares his roadmap for folks being able to experience “proven, time-tested investment solutions” for their lives. (This is the sixth article in the “7 [...]

Plan to Make Your Portfolio Last Through Retirement

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When it comes to planning regarding your assets for retirement, how much is enough?  In his book 18 Common Sense Rules for Enjoying a Successful Retirement, Ron Dickinson explains his approach to developing investment solutions for such a question. (This is the seventh article in the “7 Steps to Financial Security” series.) Establish the Basis [...]