Welcome Aboard, Dave

Dave (professional)

Watch this video of Dave Piatkowski, our newest wealth advisor, as he and Ron introduce himself to our clients.  

A Painful Third Quarter

Analysis through a magnifying glass

Our weekly market commentary recaps dynamics that caused volatility to erupt in the third quarter. It began with the first International Monetary Fund (IMF) default by a developed country (Greece) and finished with Hurricane Joaquin possibly headed toward the east coast. In between, China’s stock market tumbled, the Federal Reserve tried to interpret conflicting signals, […]

Ron’s Video Message to You

Ron resized

Watch Ron’s video message to our clients during recent market volatility as he analyzed factors in the U.S. and China that have contributed to the correction in the markets. As a team we understand that market volatility can be very disconcerting, but it is not unusual or unexpected. Ron underscores our belief that thoughtful identification of your goals, […]

Oh, The Uncertainty!

Wall Street sign with flag

Our weekly market commentary reports that investors are keeping one eye on the Federal Reserve and the other on politicians trying to determine what may happen during the last quarter of the year. The Fed, which is the central bank of the United States, is responsible for conducting monetary policy with an eye toward full […]

Buy or Lease a Car

Car lot

What’s the better choice for your kids to get their own car?  Watch this short video for an explanation of the financial advantages between buying or leasing a car.

We Provide Solutions With Your IRA Rollovers

IRA Roth 401(k) nest eggs

What are some of the things that can happen if you don’t correctly handle transactions with your retirement accounts? For example, if you use the wrong terminology regarding IRA transactions, you could make mistakes. You could lose tax deferral status for your hard-earned savings for retirement. You could be forced to pay out unnecessary tax penalties. We can […]

Two Rules For Your Retirement

Road going through a wooded area

I have two rules related to planning for your retirement: #1 Don’t run out of money. #2 After you have Rule #1 solved, don’t forget to enjoy your young retirement years. As Americans we keep living longer. The Wall Street Journal article “Longer Lives Hit Pension Plans Hard” (February 24, 2015) states, “In its first […]

Ron’s Analysis of the Fed and Interest Rates

Federal Reserve Building

        Last week the Federal Reserve declined to raise interest rates. I disagree with their decision, and I believe that it will only make investing more difficult. A few weeks ago I was asked whether the Federal Reserve should raise interest rates. My position was that they should, and here’s why: Confidence. […]

High Anxiety, Volatile Markets

Newspaper Markets Report

Our weekly market commentary notes that whether it’s waiting for college acceptance letters, medical test results, employment offers, or Federal Reserve monetary policy changes, waiting can produce a lot of anxiety. A 2012 research paper written by Associate Professor Kate Sweeney and Graduate Fellow Sara Andrews of the University of California, Riverside, explained it like […]

Dave Piatkowski Joins Our Team

Dave (professional)

We are very pleased to announce the addition of Dave Piatkowski to the firm.  Dave joins the firm as a Wealth Advisor and Investment Advisor Representative to further enhance our investment and financial planning team. Dave has almost 20 years of experience within the financial planning and investment industry, and has passed the FINRA Series 6, […]